Risk Assessments
NSI approved installers are required to conduct a
security risk assessment of your premises and document the
results.
Why is this necessary?
The risk assessment identifies:
- security risks & target areas of your property
- methods & routes of entry & escape
- past break-in history.
This will allow your installer to be able to
recommend the appropriate grade of system and design an
installation to give suitable protection against the identified
risks.
A risk assessment is particularly important
when your insurance cover is dependent on your property being
protected by an intruder alarm. In this case, your installer will
look to the insurer to see if they have any particular requirements
in respect of grading and design.
In the event of an insurance claim for
burglary, your insurer may ask to see your installers
risk assessment documentation. If this has not been correctly
documented, your insurance company may look to the installer for
all or some of your losses.
What does the risk assessment involve?
The risk assessment simply identifies what needs protecting and
how best to do this in your property's unique situation. Ideally
the installer will need to know:
- which rooms contain valuables or a
safe (if you choose to decline to give this information the
installer will simply note that the information was not available
at the time)
- points of entry
- ease of access
- environmental factors that will affect
the operation of your system
Remember, the installer can only provide
adequate protection if they know the areas of risk and likely
loss.
Do not worry if asked these questions -
the installer should be asking them. All NSI approved company staff
are required to be security vetted.