Risk Assessments
NSI approved installers are required to conduct a security
risk assessment of your premises and document the
results.
Why is this necessary?
The risk assessment identifies:
- security risks & target areas of
your property
- methods & routes of entry &
escape
- past break-in history.
This will allow your installer to be able to
recommend the appropriate grade of system and
design an installation to give suitable protection
against the identified risks.
A risk assessment is particularly important
when your insurance cover is dependent on your
property being protected by an intruder alarm. In
this case, your installer will look to the insurer to see if they
have any particular requirements in respect of grading and
design.
In the event of an insurance claim for
burglary, your insurer may ask to see your installers
risk assessment documentation. If this has not
been correctly documented, your insurance company may look to the
installer for all or some of your losses.
What does the risk assessment involve?
The risk assessment simply identifies
what needs protecting and how best to do this in your property's
unique situation. Ideally the installer will need to
know:
- which rooms contain valuables or a
safe (if you choose to decline to give this information the
installer will simply note that the information was not available
at the time)
- points of
entry
- ease of
access
- environmental
factors that will affect the operation of your system
Remember, the installer can only provide
adequate protection if they know the areas of risk
and likely loss. Do not worry if asked these questions - the
installer should be asking them. All NSI approved company staff are
required to be security vetted.