Insurance Companies
Your insurance company may insist you have an intruder alarm
installed in your property. This will depend on the risk
level of your property as well as the insurance companies
policy. Your insurer also insist that an intruder
alarm system has been installed and is regularly maintained by an
NSI NACOSS Gold or Systems Silver approved company.
You should also check what type of alarm system is required
such as a monitored or sounder only (aka bells only) alarms.
A monitored alarm is more likely to be required
for higher risk properties.
When applying for insurance or in the event of a claim following
a burglary, your insurer may ask for proof that an alarm has been
installed in line with their requirements. If your alarm is
installed by a NSI approved company, you will be issued with a
Certificate of Compliance which should be presented to insurers as
required.
Please also ensure you set your alarm when your home is
unoccupied - otherwise you might invalidate your insurance cover if
a burglary occurs.
Insurance Premium Discounts
You may be entitled to receive a discount if your intruder alarm
meets your insurer's requirements. Check with your insurance
company when you apply for or renew a policy to avoid losing
out. If you are using an insurance broker to arrange your
insurance, make sure they check this for you.